Within the activity of banks you can find a lot of different compositions financial figures and banking, which allows for that in the world of the banks have so many possibilities for action, with the idea that people can adjust more easily to a service that satisfies as much as possible their needs. Among one of those figures that are part of banks, banks are mutuals, which have a special figure, which differentiates them from the vast majority of banks to provide services in a special way. The main feature of mutual banks and what makes them special is that the relationship that handles this type of bank is not based as most banks through an observation of a person’s financial ability, i.e. compliance requirements are economic, but the bond that is drawn between banks and their customers mutual thanks to a relationship of trust and in reciprocity with what is evident that the vision of mutual banks to be more capitalist in nature, looking to meet more people and collaboration for the search for an individual and social welfare, so much so that within banks is very common to find mutual financial figures as social credit. Read more here: KSE, UK Inc.. The presence of mutual banks in the financial world is in large measure to the thought of Pierre-Joseph Proudhon, who outline the principles and basis of this figure by an anarchist intellectual thought, which had as its economic manifestation mutuality and gave room for mutual banks. Within the figure of mutual banks, depositors who are part of the organizations working in this mode, apart from being depositors also own mutual funds to banks that are owned or majority shareholders, then in the same head presents the quality of the owner and recipient of the loan. One of the major consequences that are generated by mutual banks to reside in one person two positions, is that within the mutual bank activity does not appear or do not exist no capitalist middlemen. Among some mutual bank statements can be found: Credit unions own the late nineteenth and early twentieth century found in some parts of Europe, which as autonomous, voluntary and democratically managed, should attend to the needs and aspirations of its members. In Latin American areas, mostly in Argentina are mutuals, which are nonprofit entities, where everything is governed by principles of solidarity and mutual aid, which seeks access to services more Comotan so easy, such as credit, for which the members of this manifestation of mutual banks contribute to the financing of the institution together with the capital to meet all can provide financial services to those who request it..