Good quality deck hardware of stainless steel or chrome is highly resistant to corrosion and the marine environment, but still needs some maintenance if you want to keep it looking good. Be sure to offer this service if you notice small patches of surface corrosion due to oxidation of the fasteners. This type of corrosion can be easily removed with a good metal polish. After you are finished, protect it with a light coat of marine wax or a light coat of moisture displacing corrosion resistant lubricant. The wax will last longer. On aluminum fittings, polish until the applied polish turns black. Sprinkle Arm & Hammer baking soda on a rag and wipe the black right or the use of mineral spirits and throws on and clean. Believe it or not, if you use a lemon peel will reduce the dirt that other cleaners miss.

If you think that is too strong use lemon oil that is used in furniture and cabin a substitute for stainless steel cleaner. Alcohol also works in stainless steel. When cleaning aluminum look for a direction of grain. Visit Sam Mikulak for more clarity on the issue. If you look closely you can see it. Rub with the grain.

Real bad stains can be rubbed with the shiny side of aluminum foil. Do not polish aluminum when it is 50 or F or less out as zero. Do not use cleaners with ammonia as a window cleaner as they can cause pitting. Silver polish works fabulous on aluminum. For brass, go cheap. A spoonful of flour, a tablespoon of salt and a tablespoon of vinegar. Apply the mixture of dust with a clean damp cloth and wipe the tarnish and shine. Wash with soap and water. If it is a difficult spot, cut a lemon in half, to reduce the powder with baking soda and rub on small sections at a time. Baking soda added to the necessary mild abrasive to scrub your brass to life. You can also use Nev-R-mate a can of presoaked wading which can be used to polish the aluminum and metal or Magic Mix Valco Products in Cincinnati, OH. "Lance Winslow" – If you have innovative thoughts and unique perspectives, come think with Lance; / wttbbs

2. Credit card with refund guarantees (CCRP): The credit card companies make a lot of money from you when using their cards. But wait they want to do something else. Only in the event of dying or losing their job that provides credit card protection for a monthly fee. These are usually more expensive. Most credit card companies make a fortune with these policies as most people do not understand how these fees are calculated so you do not know that there is a real value. What many people are buying is the piece of mind.

3. Fines: If you do not pay on time will be charged a late payment penalty. These vary depending on your credit card company. The best way to prevent this from happening is the creation of a direct debit. You get charged for exceeding your credit limit.

Again this is a very clever way for the credit card companies to make money with us. Most of us slip without even knowing it and a load of 25 pounds is quite easy to go unnoticed in our statements. Be diligent and do not give the card companies any excuse to make these accusations. 4. Protection Plans: This is another money-making machine juicy for card companies. For an annual fee get your credit card protection in the event of them stolen, lost or used fraudulently. Most credit card companies usually do not charge for it and we will refund the money to fraudulent transactions. I suggest getting this. 5. Credit Limit Increase: You had a credit limit of 3,000 and have been diligently paying off your card every month and suddenly your new credit card says you have a credit limit of 10,000. You probably did not ask for the increase but hey they gave it to you anyway. Psychologically this makes you think they have more money to spend, but it is actually a sneaky way to get to spend more money on your card. If you do not need to ask your credit card company to remove the limit again. 6. Foreign transaction charges which are usually quite comfortable using your credit card abroad on holiday or business trip. No need to carry large sums of foreign currency with you. But wait? .. You are charged for the privilege, not (surprised I'm sure). You will be charged a commission depending on the amount spent abroad that can range from 3% to 5%. 7. Cash withdrawal fees: Not much new here. If you withdraw money from an ATM with a credit card will be charged for the privilege. Remember that nothing slips through. The card companies may charge in the region of 3% of the amount extracted and the bad news as if this were not bad enough, will not benefit from any promotional 0% introductory offers that are currently running on your card. As you can see credit card companies make more money from us that in most cases are aware. Be smart and remember all these crucial aspects when using your credit card. You can be one of the few to the limits of the credit card companies only make the minimum you. Grant Marwick is a freelance writer and owner of where you'll find tips and more articles on credit cards Low Interest